Complete Guide: Buying Property in Dubai as a Foreigner

Published on March 20, 20266 min read

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Required Documents

Good news: buying property in Dubai as a foreigner is remarkably simple. You'll need a valid passport copy and proof of funds. That's it.

The Step-by-Step Process

1. Property selection and signing of the reservation contract with a 5-10% deposit. 2. Signing of the Sales and Purchase Agreement (SPA). 3. Payments according to the developer's plan (typically 60/40). 4. Registration with the Dubai Land Department. 5. Key handover upon completion.

Financing

Non-residents can obtain bank financing in Dubai, with a minimum down payment of 20-25%. Interest rates are competitive, between 4% and 6%. Developer payment plans are often the most popular solution.

Expected Costs

Total costs represent about 7-8% of the purchase price: 4% DLD fees, 2% agency commission, and about 1-2% in administrative and legal fees.